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inherited IRA

November 15, 2016 • Alan Gassman • Log In to Post Comments

when a mother inherits an IRA frim a deceased son, and she is not 70 1/2 does she have to take a distribution immediately or can she hold off until she turns 70 1/2?


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An inherited IRA must be distributed immediately using the life expectancy of the nonspouse beneficiary. 

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